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In 2007 he took his knowledge gained in the commercial real estate industry and applied it to residential home loans. In partnership, James Lunnen and Vince Ambrosanio are responsible for funding over 3 billion dollars of residential home loans. This was accomplished through focus on product, personnel and process. Beyond traditional loans, Jim is the managing partner of an investment group that has acquired over 32 million in private money 1st Trust Deeds. Outside of the mortgage industry, Jim has been active in Real Estate Brokerage, Development and Investment.
I have experience with a wide variety of loan programs including Conventional, FHA, VA and Jumbo. Whether you’re looking to purchase a home or refinance, HomePlus Mortgage offers the lowest rates combined with exceptional customer service. Once we have found the loan that best meets your financial goals, I will work with you to make the loan process as easy as possible for everyone involved. We will go over all of the details of the mortgage process so you will have confidence throughout the transaction.
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It's common for real estate agents to give their own advice here, and they often recommend mortgage lenders they've done work with in the past. The problem is that the real estate agent primarily cares about closing the home purchase, and the buyer's interest rate is secondary. But getting a mortgage approved quickly isn't always best, as it can take time to find the top deals.
I very much appreciated how perfectly you processed my two loan applications. You always communicated with respect and I believe your professional and respectful attitude has made you a unique officer. You are indeed a true asset for HomePlusMortgage and I will certainly recommend you to all of my friends and colleagues.
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Most subprime mortgage loans are approved to homeowners who have credit scores below 600. However, this number can vary depending on your unique financial situation. You will have to ask your local Prague-based lenders what their criteria is for approval, and what their bank or credit union branch considers to be an acceptable DTI .
With the big-picture knowledge I gained from those positions, I settled into loan processing a few years ago and it has been so rewarding. I love to make the loan process as quick and streamlined as possible for our customers while maintaining compliance & efficiency. At HomePlus Mortgage, our objective is to get our team access to unrivaled rates and products and provide them with industry leading compensation and the proper support to grow their business. So when you are ready to earn more, get access to better rates and products, and get appropriate support, we are here to help you.
What are the Requirements to Qualify for a Home Advantage Plus Mortgage?
I have 15 years experience offering my clients the lowest rate at the lowest cost with the customer service to match. Vince has been a top producing loan officer with Nationwide Mortgage for seven years. With his knowledge of marketing as well as loan originating he has been able to help thousands of homeowners lower their payments and be able to more easily afford the American dream. He specializes in VA and FHA transactions and is your go-to-guy for tough deals. He is unwilling to let a loan die and will work hard for his borrowers. Vince was born in Italy and came here as a young child and is fluent in both Italian and English.
As an experienced loan officer I have over 18 years of knowledge and expertise to help you explore the many financing options available. I am honored to have spent the past 20 years working with my clients to fulfill their dreams of homeownership. Whether it’s the first-time homeowner, second home, investment purchase or simply lowering your current payments through refinancing, I will find the best solution for your needs and budget. HomePlus offers a large selection of programs including VA, FHA, and conventional loans which enables us to do the “leg-work” for you when making one of the biggest decisions of a lifetime. I will be your point of contact from start to finish and will always make myself available to you, even on nights and weekends.
FHA LOAN LIMITS
I am an expert in both home purchases and refinances for conventional, VA, and FHA mortgage loans. Tisha started her career in the mortgage industry in 2001 and worked as a loan officer through 2010. She took some time away from work while raising her two kids and supporting her husband’s military career. As a prior military spouse, she fully understands the lifestyle and how undeniably challenging it can be. Tisha’s experience in both her professional and personal life have given her the resiliency and strength to conquer any obstacle in her path. While she prides herself on her expertise with VA Loans, she is also committed to finding the right loan program based on each buyer’s individual needs, goals, and financial situation.
I can help you buy a home and do your loan at the same time, so you don’t have more than one point of contact. I am also a Real Estate agent in California that owns two homes – so, I’m highly aware the process to buy a home. Immediately after graduating college Jen started working in the mortgage industry and has continued her work for over 15 years. She is now HomePlus Mortgage’s Compliance Officer and helps to oversee all mortgage activity and mortgage licensing on a daily basis. I attended the California Maritime Academy and sailed for 6 years on my license and became a 2nd officer before transferring to the Mortgage banking industry.
Bankrate’s partners compensate us, but our opinions are our own, and partner relationships do not influence our reviews. The broker, founded in 1999, offers online preapprovals and closings as quick as 21 days. In addition to standard loan options, you can find programs through this broker that do not require verifying your income or examining your debt-to-income ratio. With over 30 years of mortgage lending experience, I know the importance of service, trust and honesty. I’ve had the privilege of helping thousands of satisfied clients over the years. I am driven to deliver the best mortgage financing option to fit your needs.
Furthermore, the fee for this inspection can be covered by the DPA funds. The assistance money comes from a revolving pool of funds to assure continuous funding. For a rate quote, you’ll need to complete a form with your information online. Bankrate follows a strict editorial policy, so you can trust that our content is honest and accurate. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions.
Bankrate’s editorial team writes on behalf of YOU – the reader. Our goal is to give you the best advice to help you make smart personal finance decisions. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. So, whether you’re reading an article or a review, you can trust that you’re getting credible and dependable information. Founded in 1976, Bankrate has a long track record of helping people make smart financial choices.
Use the maps and/or links provided on this page to enquire further. Client satisfaction has always been my top priority and in an industry where reputation is everything, my focus has always been on creating a 5-star experience. With mortgages being your average person’s largest and most important investment, my customers are incredibly pleased with the level of care that I provide. Happy homeowners are my business and with over a decade of experience and hundreds of closed loans under my belt, I ensure that all my clients get the excellent customer service that they deserve.
I have been doing reverse mortgage for the last 8 years and I am an expert of those as well. In her free time, Tisha loves to spend time, at the beach, doing yoga, and kick boxing. She’s always up for a new challenge and adventure, even if that means navigating the hurdles of a complicated loan to get a client into a home they love. In my current role as a mortgage broker, I get to work with customers directly—which is absolutely one of the most satisfying parts of my job. Excellent job well done through all the obstacles and mishaps that we had in this refinancing you are the bomb you know your stuff and we appreciate you.
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